Skip to the content

Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

How To Tell If Your Roof Needs Replacing

How To Tell If Your Roof Needs Replacing

Roofs are one of the parts of the home that tend to cause homeowners the most headaches. How do you know if something is a simple fix or the sign of a serious problem? Many people are wary of calling in the professionals for an issue that seems small, but an unattended leak or structural issue can grow into a major threat to your home....

How To Handle Being Hit While Parked

How To Handle Being Hit While Parked

Hit and run accidents frequently occur while a vehicle is parked on the street, in a parking structure, or at the local shopping mall. Often the guilty party does not leave contact information, which leaves the vehicle owner with the problem of getting the damage repaired. To add to the burden, many people are unclear on what to do in this situation and are unsure...

Is Your Home Ready For The Fall?

Is Your Home Ready For The Fall?

For homeowners, each season brings its own unique set of challenges and maintenance tasks, and prevention is always easier and less expensive than repairing something that's broken. As fall approaches, consider protecting your home by taking the time to assess and address any issues in the following areas: Insulation from the cold. As the weather gets colder, poor insulation can be both uncomfortable and expensive,...

Two Exceptions To Permissive Use Car Insurance Coverage

Two Exceptions To Permissive Use Car Insurance Coverage

Your car insurance may not cover every person who drives your vehicle on an occasional basis. Members of your household who are most likely to use your vehicle are usually named as drivers on your insurance policy. Some auto insurance policies more generally cover "household members" – but what are the exceptions? Your car insurance policy (buried in the fine print) will define the term "household...

Prevent Freezing Pipes

Prevent Freezing Pipes   When the water in a pipe freezes, it can explode and cause significant damage to the interior of your home or commercial property. Pipes that run along exterior walls and in attics and crawl spaces are the most vulnerable.   To keep your pipes free of ice and freezing water, the Insurance Institute for Business & Home Safety (IBHS) recommends the...